An Illinois resident living in Joliet or Will County who has successfully completed a bankruptcy proceeding should have received their discharge papers. These discharge papers release the Illinois resident from liability for debts and prohibits the creditors listed from taking action against the resident. These discharge papers are important especially if a listed creditor continues to try and take action against the resident. These discharge papers are proof that the creditor no longer has any debt to collect from.
If a Joliet or Will County resident has not received or has lost their discharge papers, there are two options to consider when attempting to obtain them. The person who has successfully completed the bankruptcy proceeding can contact the clerk at the court where the proceedings took place. In order to have the clerk search for and certify the copies of the discharge papers the Illinois resident must pay a fee. If the bankruptcy was filed a long time ago the search may take longer and the fees may be higher. There is a fee schedule for clerk fees at the courts website.
The other option to obtain bankruptcy discharge papers is to register to PACER. PACER stands for Public Access to Electronic Court Records and is a government run electronic filing system. A person who has registered for PACER will then have to pay a transaction fee in order to receive the discharge papers. Going through the PACER system may be a longer process due the registering but will most likely save someone money when requesting discharge papers.
If you are a Joliet or Will County resident who needs assistance obtaining their bankruptcy discharge papers contact Hamilton and Antonsen at 815.729.9220 to set up a free consultation.
Written By Michael Pollock